About Us

Independent. Experienced.
Always On Your Side.

Harbor Point Financial was built on one belief: every family deserves access to the same wealth-protection strategies that banks and corporations have used for decades — at zero cost to them.

Our Mission

We're Not Locked Into Any Product.
We Find What's Best for You.

As an independent insurance brokerage, we're never captive to any single company or product. We work with over 25 A-Rated Fortune 500 financial institutions, giving us the ability to shop the market on your behalf and match you with the product that best fits your exact goals, timeline, and risk tolerance.

Everything we do is complimentary. Our compensation comes from the insurance carriers when we place business — never from our clients. That means our only incentive is to find you the best possible solution.

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25+
A-Rated Carrier Partners
100%
Free to All Clients
6
Licensed States & Growing
$0
Principal Loss Guaranteed
Eli Zamora, Founder of Harbor Point Financial
Eli Zamora
Founder & Licensed Advisor
NPN: 22048279
TXNMNCOHILIN
📞 (575) 305-7519
Meet Eli

Your Advisor. Your Advocate.

Eli Zamora is a licensed life insurance and annuity professional serving clients across New Mexico, Texas, North Carolina, Illinois, Ohio, and Indiana. With a focus on retirement protection and tax-free wealth strategies, Eli helps everyday families make confident financial decisions — without the confusion or the cost.

Eli's approach is straightforward: listen first, educate thoroughly, and never recommend anything that doesn't genuinely serve the client's best interest. Every consultation is free, every strategy is personalized, and every client deserves to understand exactly what their money is doing.

  • Client-first always — your goals drive every recommendation
  • Fully independent — never captive to one carrier or product
  • Zero cost to you — compensated by carriers, never clients
  • Licensed in 6 states — TX, NM, NC, OH, IL, IN and growing
Our Partners

We Work With 25+ A-Rated Institutions

Because we're independent, we have access to products from across the industry. We compare options from the nation's top carriers to find the best fit for your specific situation.

North American
Athene
American Equity
Global Atlantic
Midland National
Nationwide
Protective
Transamerica
Mutual of Omaha
Pacific Life
+ Many More

Ready to Have a Real Conversation About Your Retirement?

(575) 305-7519

Book a free 30-minute strategy session. No obligation, no sales pressure — just honest advice from an independent advisor who works for you.

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